You like being in the driver’s seat. It’s your life and you want to be sure you get to live it your way.
Perhaps you cared for your parents and want things handled differently when you reach your own elderhood. Maybe you do not have children and wonder who will help you when you need it. Perhaps you do have children and want to have your independence, make your own decisions.
This blog is for those who want to proactively plan for their later years. Check out our monthly posts for thoughts that can help you decide what will work best for you in terms of housing, paying for care, and meeting life’s challenges as you age.
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If you are thinking of writing a memoir, consider a different approach, one that recounts how you came to hold the values you believe are important in life. Rather than a chronological recounting, it provides a view of you through the lens of the wisdom you have gathered and the lessons learned.
“An ounce of prevention is worth a pound of cure.” Next after that is early detection! Learn about key screening tests that Medicare covers to help you catch problems before they go into full bloom.
Much as your kids mean well, do you worry they are going to step in and start making decisions about your life? You’re not alone! Rather than distance yourself from them, consider strategies to address their concerns while also maintaining your independence.
Once you have come to terms with your diagnosis, it’s a big step to let others know. You can’t control their reactions, but you can help them learn more about your condition and how best to support you.
April 16 is National Healthcare Decisions Day. To honor the importance of advance planning, we present issues to consider when you appoint someone to make healthcare decisions for you should you become unable to voice your own wishes (a coma, dementia, under anesthesia during surgery). This person is known as your “health care agent.”
If you want to make one last move to where you can receive all the levels of care you might need all in the same place, you may want to consider a continuing care retirement community (CCRC). From independent living with high-end amenities to assisted living, memory care, and skilled nursing, it’s all available on a single campus.
If you don’t wish to remarry or live together, there is a growing trend of older adult couples keeping their respective homes while enjoying a romantically exclusive and intimate relationship. They are freed from expectations of domestic chores and eventual caregiving, yet enjoy more emotional support and companionship than if they were simply dating.
Medicare provides a yearly opportunity to address prevention and wellness with your doctor. These visits are 100 percent paid for by Medicare. But they are NOT the “annual physical” you were accustomed to in younger years. It’s wise to understand the difference.
Good friends are good for the soul—and for your physical health! Loneliness and social isolation create health risks equivalent to smoking fifteen cigarettes a day. But the older we get, the more we need to intentionally cultivate new friends.
Have you been told you owe Social Security extra money (IRMAA) for your Medicare coverage? Learn more about this significant but little-known fee and what you can do to reduce it.